Question 33 enjoy your money when you earn it or is better to save your money for some time in the future?

Question 33

It is better to enjoy your money when you earn it or is better to save your money for some time in the future? Use specific reasons and examples to support your opinion.


Answer

People need to save their money for their future. Nobody can not foresee their future. They might encounter something bad. They might need money to overcome the situation. In this essay, three patterns are described: job finding; children’s future; retirement.

The primary situation is that people might be fired in their job. They have to find a new job to live. If it is easy, they do not have to worry. However, it is practically hard. Japan is in the mid of recession now. Many people who lost their job seek a new job. They spend on finding a new job for several months. After their insurance time is over, they can not get money anymore. The time is three to six months. They have to find a job within the time. This situation is very serious.

Also, couples use money for their children's future. To raise children needs a lot of money. It is said that the cost of education until a child graduates from a university is ten million yen in Japan. If a couple has two children, the cost is doubled. People can not earn such enormous money in a short time. They need to save money little by little from their salary. Suppose that parents use all of the salary every month. They are not good parents because they have a responsibility for their children.

Still further, people save money to use after their retirement. The elderly do not earn money, although they have to live. Usually, people retire their job at the age of 60. The average life time in Japan is about 80. People have 20 years left after their retirement. It is extremely hard to live if they have no money at 60. Such people have to work after 60. However, employers do not hire the elderly so often. In job magazines, limitations of age are described in every advertisement. People can not apply if they are over the ages.

In conclusion, people need save money for their future. People can not live without money if they quit their job. It is also important for their children and after their retirement. People need to plan how to use money by thinking their future.